Affordable Rental Housing
Since 2001, NCCDF has used HUD HOME funds to build and/or renovate housing to provide affordable rental units in Nelson County. We currently own and maintain 10 energy efficient, accessible rental units that rent for below market rate to qualified tenants.
Our friend, Timothy C. Hess, passed away peacefully on November 26, 2025 with his family present at the age of 76. Tim lived in Nelson County for 50 years with his beautiful wife, Lynne, where they raised their three children. He was a kind and thoughtful man and a great asset to the Nelson community. We will miss him greatly.
Tim's family has requested that memorial donations be made to the Nelson County Community Development Foundation. We are honored and touched by their thoughtfulness. Tim and his family have supported affordable housing in Nelson for years and have helped as much as possible with support for low- to middle-income families.
Your donation to the Timothy C. Hess Memorial Fund will help us match the $65,000 Perry Foundation grant that is helping bring affordable housing to life with the St. James Place Apartments. These four, affordable rentals will be available in the coming months to low-income families.
St. James Place Apartments
We’re excited to be in the process of building four affordable modular duplexes in Roseland that will be thoughtfully designed to meet the needs of our community. Affordability is at the core of this project.
Rent for these four units will be below HUD-approved rates and we strive to keep rent below 30% of the tenants' gross income. As a nonprofit landlord, NCCDF is committed to keeping housing costs low — because everyone deserves a safe, dignified place to call home.
We have done the work so that we are able to complete construction of these affordable two-bedroom apartments and get them leased up on schedule! We’ll have four, new homes for families in Nelson.
We have been planning these duplexes ever since we were awarded some HUD HOME American Rescue Funds through the Thomas Jefferson Planning District Commission (TJPDC) With another significant grant from the TJPDC from Virginia Housing that created a fast timeline for the project. These two grants alone were 75% of the ultimate cost of the project. We requested and received another grant from the Perry Foundation for $65,000 that requires a match. This $130,000 represents another 17% of the cost of the project, and that is why we are raising money now.
To date, we have raised just under $19,000 from other grants and individuals. In order to get the $65,000 from the Perry Foundation, we need to raise $65,000. We have $46,000 to go.
We hope you will consider donating to help build these much-needed units. All of your funds will go towards the construction of the units, and please know that every dollar you donate is matched with a dollar from the Perry Foundation. To learn more, read through our blog.

