First Time Home Buyers

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Part of NCCDF's charter is to help Nelson residents get access to affordable homes including First Time Homebuyer purchases. We understand that this can be a big step for a new family or the achievement of a lifetime dream and we are there to help.

Using our HOME funds, we can assist qualified first-time home-buyers in securing mortgage financing, often a high barrier to low and moderate income families.  We can also assist with down payments and closing costs.

As a Virginia Licensed, Class A General Contractor, NCCDF can and has built and renovated housing for subsequent purchase by families with moderate incomes. We use a variety of methods to do this including shared equity financing.

Through this program we have enabled more than 65 Nelson families to own their own homes.